@Article{405878,
     author = "S.B.A. Mniff",
     title = "Bank Factoring Services and their Influence on the Level of Reliability of Enterprises Functioning",
     year =  2003,
     volume =  4,
     number =  3,
     journal =  Przedsiębiorczość i Zarządzanie,
     pages =  s. 81-87,
    }