@Article{467647,
     author = "Sylwia Pieńkowska-Kamieniecka",
     title = "Specificity and Effectiveness of Employee Pension Programs in the Form of the Contract for the Employer Contributing the Employee Contributions to the Investment Fund",
     year =  2010,
     volume =  5,
     number =  2,
     journal =  Olsztyn Economic Journal,
     pages =  s. 302-315,
    }